What some of our clients have said
about our services.

Your help with the VA benefit put over $25,000 year in our bank account to help for Bernie's care. This along with the money we are saving on the insurance you recommended will keep us off of Medicaid. THANK YOU   Joan S. Minneapolis, MN

In your initial assessment you quickly
identified a mistake in our estate
plan that would have costs our
family several thousands of dollars
not to mention a severe headache!
We are grateful we met you.
Shirley, Circle Pines, MN

Thank you for all your help. It's
refreshing to know that there are
people that truly care and have so
much knowledge. I highly
recommend that everyone talk to
your company first.
Tom, Madison, WI

Thank you from the bottom of our
hearts. Frank qualified for the full
VA benefit. We didn't know how we
were going to afford his care and this
money makes all the difference in
the world. Your help was a God-send.
Thank you and keep up the good
Phyllis, Shakopee, MN

Our Life Resource Planner was
always available. Having one advisor
pull everything together for us saved
us time and definitely saved us
thousands of dollars. Thank you!!
Roberts family, Lexington, OH

Methods of Funding Eldercare

When we think of paying for our elder care, we might think of the traditional methods like:

  • Long-term care insurance
  • Family caregivers
  • Spending our own money until we have to go on Medicaid

But, there are alternatives. We can educate you on these alternatives and help you with the eligibility process. Some alternatives may already be in your possession but you are unaware that it exists. Here are a few ways we can help.

Financial Assistance to Pay for Your Care, including but not limited to:

  • Veteran’s Aid & Attendance (Financial benefit)
  • Non-Service Connected Benefit for a Sick Spouse
  • Life Settlement
  • Accelerated Death Benefits
  • Long-term Care Insurance
  • Critical Care Plans
  • Reverse Mortgage
  • Bridge Loans
  • Medicaid Spend-down

Lowering Costs:

  • Free Medications
  • Lower Insurance Premiums
  • Subsidies
  • Tax Deductions
  • Reduced Senior Living Expenses
  • Finding Quality, Affordable Care

Estate Planning:

  • Asset Protection & Preservation
  • Funeral & End of Life Planning


What is Eldercare?

Eldercare, sometimes referred to as long-term care, includes a wide range of services that are provided over an extended period of time to people who need help to perform normal activities of daily living due to cognitive impairment or loss of physical strength or control.

Elder care can include rehabilitative therapies, skilled nursing care, palliative care, and social services, as well as supervision and a wide range of supportive personal care provided by family caregivers and/or home health care agencies. Elder care may also include training to help older people adjust to or overcome many of the limitations that often come with aging.  Elder care can be provided at home, in the community, or in various types of facilities, including assisted living, memory care units and nursing homes.

Contrary to what many people believe, long term care is not paid for by Medicare regardless of where it is provided.

expertise & RESOURCES when you need it the most